/* Page Default Settings */

p {  
font-family: Arial, Verdana, sans-serif; 
font-size: 12px; 
color: #055984;
margin-left: 10px;
margin-right: 10px;
}

/* text settings */

h1 {  
font-family: Arial, Verdana, sans-serif; 
font-size: 20px; 
color: #055984;
margin-left: 10px;
margin-right: 10px;
margin-top: 15px;
}

h2 {  
font-family: Arial, Verdana, sans-serif; 
font-size: 15px; 
color: #00008B;
margin-left: 10px;
margin-right: 10px;
margin-top: 15px;
}

p.small {   
font-size: 10.5px; 
color: #FFFFFF;
margin-left: 10px;
margin-right: 10px;
}

/* Links */

.top-link A {
COLOR: #FFFFFF;
FONT-SIZE: 11px;
text-decoration: none;
display: block;
background-color: #000000;
height: 20;
padding-top: 4;
}

.top-link a:hover{
COLOR: #FFFFFF;
background-color: #055984;
text-decoration: none;
}

.bot-link A {
COLOR: #FFFFFF;
FONT-SIZE: 11px;
text-decoration: none;
display: block;
background-color: #000000;
height: 20;
padding-top: 4;
}

/* rulers & bullets */

hr {  
color: #C0C0C0;
height: 1px;
margin-left: 10px;
margin-right: 10px;
}